Hey, Target team member! Ready to unlock the full potential of your perks and discounts? I’ve been in retail long enough to know a good deal when I see one, and many of the best ones live under TargetPayandBenefits. From cutting your grocery bill to snagging pet insurance deals, these perks stretch your paycheck further.
I’m here to guide you through every detail like a friend who’s got the inside scoop. Let’s dive into the savings and make sure you’re maximizing every discount available!
Team Member Discount
Let’s start with the Team Member Discount—the cornerstone of Target’s perks. You, your spouse, domestic partner, and eligible dependents get a 10 percent discount on everything at Target stores and Target.com. From clothes to electronics to snacks, this benefit is your go-to for instant savings.
I remember my first Target shopping trip as a team member—scanning my TM Discount ID and watching the total drop felt like pure magic!
Here’s how to use it:
- In-store: Scan your TM Discount ID at checkout.
- Online: Link your employee profile to your Target.com account.
- Stack it with Target Circle Card for an extra 5 percent off.
Pro tip: Hit up those big-ticket items like TVs or furniture to see serious value. Your family can use it too, so spread the savings love!
This discount is your daily money-saver—don’t sleep on it!
Wellness Discount
If you’re chasing a healthy lifestyle, the Wellness Discount is your best friend. You get an extra 20 percent off on fresh and frozen produce, Good & Gather Organic items, All in Motion activewear, and Up & Up tobacco cessation products.
It stacks with your 10 percent Team Member Discount and Target Circle Card savings, automatically applied with your TM Discount ID. Since 2015, team members have saved over $98 million—that’s some serious impact!
| Category | Sample Products |
|---|---|
| Fresh/Frozen Produce | Apples, spinach, frozen berries |
| Good & Gather Organic | Organic pasta, snacks |
| All in Motion | Yoga pants, running shoes |
| Up & Up Tobacco Cessation | Nicotine patches, gum |
I once stocked my fridge with organic goodies and grabbed some workout gear—the savings made me feel like a budgeting pro. Use this to eat healthier or upgrade your gym wardrobe on a budget.
Your wallet and waistline will thank you!
My Discounts Website
The My Discounts Website is like a secret vault of exclusive deals for Target team members. From cell phone plans to vacation packages, this free platform has it all. Over 81,000 team members save money here monthly, and it’s so easy you’ll kick yourself for not joining sooner. I scored a restaurant discount for a team outing, and it made the night way more fun.
What’s up for grabs:
- Computers and tech at reduced prices.
- Cell phone plans with major carriers.
- Restaurants for tasty nights out.
- Fitness centers to crush your workout goals.
- Childcare and vacations for family adventures.
Log into the My Discounts Website via the employee portal and browse the offers. It’s your ticket to stretching your paycheck further.
This site’s a goldmine—dive in and save big!
Auto & Home Insurance Discount
Insurance isn’t glamorous, but Target’s Auto & Home Insurance Discount makes it way more affordable. You get group rates with up to 15 percent off from top insurance companies. I shopped for car insurance through this program and saved a ton—1000% better than overpaying!
| Insurance Type | Key Feature |
|---|---|
| Auto Insurance | Covers vehicles, liability |
| Home Insurance | Protects homes, rentals |
How to get started:
- Visit the benefits portal to explore providers.
- Compare rates to find the best fit.
- Enroll and enjoy lower premiums.
This perk is all about financial security without the hefty price tag. Check it out for peace of mind.
Saving on insurance? That’s a smart move!
Pet Insurance Discount
Pet parents, the Pet Insurance Discount through MetLife is a lifesaver. It covers up to 100 percent of vet bills for accidents, illnesses, surgeries, and hospital stays. You can customize your plan to fit your budget and your pet’s needs. My dog, Max, had an unexpected vet visit, and this benefit saved me from a financial freak-out.
Why it’s awesome:
- Customizable coverage: Tailored to your pet’s age and health.
- Vet bill savings: From routine checkups to emergencies.
- Peace of mind: Your furry friend is protected.
Visit the benefits portal to explore MetLife Pet Insurance options. It’s a must for keeping your pets healthy.
Your pets deserve the best, and so does your wallet!
Fitness Offerings and Discounts
Target’s all about keeping you healthy, and their fitness offerings deliver. Grokker gives you free access to over 4,000 on-demand videos for fitness, nutrition, meditation, and financial well-being. Plus, live virtual group fitness classes via Zoom keep you pumped.
I joined a virtual HIIT class and loved the energy—working out with coworkers is a blast! You also get discounts at nationwide fitness centers.
| Fitness Perk | Best For |
|---|---|
| Grokker | Home workouts, meditation |
| Virtual Classes | Group fitness with coworkers |
| Gym Discounts | In-person gym memberships |
Log into Grokker via the employee portal and check the benefits page for gym partners. It’s your ticket to hitting fitness goals affordably.
Get moving and save money—what’s not to love?
Back-up Care and Childcare Discounts
Balancing work and family is tough, but Target’s Back-up Care and Childcare Discounts make it easier. You get free in-network childcare and in-home care for kids or elders, plus extras like tutoring, pet sitting, and housekeeping through Bright Horizons Enhanced Family Supports. I used back-up care when my kid’s daycare closed, and it was a total lifesaver.
What’s included:
- Free back-up care: In-center or in-home options.
- Childcare discounts: Save at nationwide centers.
- Extra support: Tutoring, pet care, and more.
Check the benefits portal for details and start saving on family care. This perk gives you peace of mind.
Your family’s covered, so you can shine at work!
Commuter Benefit
Commuting can eat into your budget, but the Wageworks Commuter Benefit lets you pay for work-related travel with before-tax dollars. Whether it’s bus, subway, or parking, this program cuts costs. I started using it for my train pass, and the savings added up fast.
| Commuter Option | Examples |
|---|---|
| Public Transit | Bus, subway, ferry |
| Parking | Near work or transit hubs |
| Vanpool | Shared rides to work |
Enroll via the benefits portal to shrink your commuting costs. It’s a small tweak with big value.
Less spent on commuting means more for the fun stuff!
WW (Weight Watchers Reimagined)
For a healthier lifestyle, Target offers a discounted rate on WW (Weight Watchers Reimagined) for you and your spouse or domestic partner. It’s all about sustainable weight loss with tools to track progress. I tried it for a bit and loved the flexibility—perfect for busy schedules.
How to join:
- Visit the benefits portal for your discounted rate.
- Sign up for WW and start your journey.
- Use the app to track meals and activity.
This perk is a great way to stay healthy and save money.
Here’s to a healthier you with extra savings!
Conclusion
Target’s perks and discounts are like a superpower for your wallet. From the Team Member Discount to Grokker workouts and pet insurance, these benefits make life more affordable. My advice? Hit the benefits portal today, explore every option, and stack those savings.
Whether you’re eating healthier, insuring your car, or planning a vacation, Target’s got a discount for you. Don’t let these perks sit unused—use them to live better and save big!
Eligibility depends on your role and hours, so check Workday for details. Happy saving!
